fees & investment
Waypoint Therapy is a private pay practice. I do not accept insurance and I want to be straightforward with you about why, because I think you deserve that honesty before you make a decision about your daughter's care.
Insurance reimbursement rates for mental health services have not kept pace with the actual cost of delivering high-quality, specialized treatment. Accepting insurance would require me to see significantly more clients in significantly less time which is directly at odds with the kind of deep, structured, individualized work that the Waypoint programs are built on. It would also require me to reduce documentation to diagnostic codes and session notes rather than the careful, ongoing clinical thinking that every client here receives.
The decision to be a private pay practice is not about exclusivity. It is about being able to do this work properly.
I recognize that private pay therapy is a significant financial commitment, and I respect that this matters to your family. Below you will find everything you need to make an informed decision.
Session fees:
Individual therapy session (55 minutes): $250
Program investment:
Each Waypoint program is 15 sessions. You can choose to pay per session or invest in the full program at a bundled rate.
Per session $250
Full program $3,375 (save 10%)
The full program bundle is paid upfront and represents a 10% saving on the per-session rate. It also carries a clinical advantage. Research consistently shows that commitment to a full structured program produces better outcomes than open-ended treatment, and removing the weekly decision of whether to continue allows your daughter to focus entirely on the work.
Parent coaching sessions:
$250 per session (55 minutes)
Clinical supervision:
Individual supervision: $150 per session (55 minutes)
Professional consulting:
Rates provided upon inquiry, based on scope of engagement.
Superbills and out-of-network reimbursement:
Although Waypoint Therapy does not bill insurance directly, you may be eligible for partial reimbursement through your insurance plan's out-of-network benefits.
Here is how it works: after each session, I provide you with a superbill which is a detailed receipt that includes all the diagnostic and billing codes your insurance company needs. You submit that superbill directly to your insurer, and they reimburse you according to your out-of-network benefit rate.
Many families with PPO plans receive between 40% and 70% reimbursement on out-of-network mental health services. I strongly encourage you to call the member services number on the back of your insurance card before we begin and ask the following questions:
Do I have out-of-network mental health benefits?
What is my out-of-network deductible, and how much of it have I met?
What percentage of the allowed amount do you reimburse for out-of-network outpatient mental health services?
What is the allowed amount for CPT code 90837 (individual psychotherapy, 53+ minutes)?
This one phone call can meaningfully change the out-of-pocket cost of your daughter's care.
A note on value:
The Waypoint programs are not open-ended therapy. They are a defined 15-session investment with a clear beginning, a structured middle, and a measurable end. You will know from the first session what the journey looks like and what your daughter is working toward.
When families ask me whether this is worth the investment, I think about what it costs financially, emotionally, and developmentally to leave anxiety, perfectionism, or social media pressure unaddressed in an adolescent girl. The middle and high school years are not a rehearsal. They are the years when identity forms, when habits of thinking take root, and when the patterns that will follow her into adulthood are being laid down.
Fifteen sessions to change that trajectory is not an expense. It is one of the most meaningful investments you can make in your daughter's future.
Ready to take the next step?
Contact Waypoint Therapy to schedule a free 15-minute consultation. There is no obligation, just a conversation about whether Waypoint is the right fit for your family.